Amezcua Auto Insurance
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Do I Need Auto Insurance to drive in California?
Yes, financial responsibility (commonly known as insurance) is required on all vehicles operated or parked on California roadways. California state law requires that all drivers have liability coverage.
You must carry evidence of financial responsibility must be provided as specified below when:
- Requested by law enforcement.
- Renewing vehicle registration.
- The vehicle is involved in a traffic collision.
Insurance companies in California are required by law (California Vehicle Code (CVC) §16058) to electronically report private-use vehicle insurance information to the Department of Motor Vehicles (DMV). Insurance companies are exempt from electronically reporting insurance information for vehicles covered by commercial or business insurance policies.
Liability insurance pays for damages or injuries that you cause in a car accident, up to the amount of coverage you have.
What Are the Minimum Liability Insurance Requirements for Private Passenger Vehicles (California Insurance Code §11580.1b)?
The State of California minimum liability amounts are as follows:
- $15,000 bodily injury per person.
- $30,000 total bodily injury per accident.
- $5,000 total property damage per accident.