Auto | Home | Business | Life
Contact Us: (831) 757-6315

Life Insurance


Life Insurance;  get the right amount of protection

Life Insurance, powered by Efinancial*, gives you a range of options to ensure your family’s well-being. It’s another way to give your loved ones the life they deserve.

Affordable financial protection you can count on

Progressive AdvantageSM Term Life Insurance, powered by Efinancial*, is ideal for young families.

What is term life insurance?

Think of it as a way to provide for your loved ones if you’re no longer around. It provides affordable protection for a specific period of time.
Term life insurance can help ensure your family has the money it needs to take care of important financial responsibilities like:

  • Paying off debts, including your home mortgage
  • Providing extra protection to help raise your children
  • Paying for your children’s education

In your term life insurance quote, you’ll choose a timeframe and limit based on your needs in those areas. Most policies require a medical exam, and your coverage takes effect in four to six weeks.
If you need a small amount of term life coverage, you can qualify for a policy by answering a few health and lifestyle questions, and your coverage will start in as little as 24 hours.

Permanent life insurance comes in a couple of forms.

Whole life insurance is ideal if you’re over 50. It provides guaranteed level premiums, a death benefit and a savings component (called cash value insurance) that builds with time.
Universal life insurance is a more flexible permanent option. It still provides a death benefit and a savings component. You can also change premium payments as your budget changes, and reduce or increase the death benefit more easily.
Plus, with certain riders you can:

  • Use a portion of coverage for yourself if you develop a critical condition such as heart attack, stroke or cancer (critical illness rider).
  • Accelerate a portion of the death benefit if you’re diagnosed with a chronic illness that will require long term care (chronic illness rider).
    Call (831) 757-6313 to quote a term life policy that fits your needs

SOME OF THE COMPANIES WE REPRESENT

ACCESS, ALLIANCE, ANCHOR, CARNEGIE, CLASSIC PLAN, CLEARSIDE, DAIRYLAND, EXPOLRER, FOREMOST, INFINITY, KEMPER, MACAFEE, MCGRAW, MEXIPASS, MERCURY, PERSONALBLE, PROGRESSIVE, RELIANT, RV NUCCIO, SCJ

SALINAS

Phone: 831-757-6315
7 N Hebbron Ave,
Salinas, CA 93905
Business Hours:
Monday – Friday
9:00 am – 6:00 pm.
Saturday 9:00 am – 5:00 pm.
Sunday: 9:30 am – 2:30 pm.

WATSONVILLE

Phone: 831-724-9900
1481 A Freedom Blvd,
Watsonville, CA 95076‎
Business Hours:
Monday – Friday
10am to 6pm.
Sunday : Closed

HOLLISTER

Phone: 831-638-9900
191 San Felipe Rd, Suite
# O Hollister, CA 95024
Business Hours:
Monday – Friday
9:00 am – 6:00 pm.
Saturday 9:00 am – 4:00 pm.

KING CITY

Phone: 831-385-9900
560 Canal St # D,
King City, CA 93930
Business Hours:
Monday – Friday
9:00 am – 6:00 pm.
Saturday 9:00 am – 5:00 pm.